Your national savings investment Information
With current stock market return performance and institutional savings rates less than exciting, you may want to consider investing in California real estate with fixed, attractive returns without a long-term commitment.
1-800-CASH-TODAY™ Home Buyers, and related investment companies, provide accredited investors with a simple investment program that combines secured investments; steady, high-return cash flow; and flexibility.
The process begins when an investment property is identified, and if it meets your predefined investment preferences, we'll contact you and present the opportunity. If acceptable, you would deposit monies into our investment LLC, which we then immediately transfer to escrow - usually the same day. A promissory note and trust deed to secure your investment is created in your favor. When the property is sold, you'll receive 1 to 3% accrued monthly interes; depending on your total overall investment in our company.
The investment monies are used solely for acquisition and renovation costs, if required, from start to finish on each property. The average investment cycle is from two to eight months. Our goal is to acquire property at a substantial discount from market value protecting your investment. Acquisition prices are determined based upon a standardized evaluation process which takes into account many variables. Property Partners has a perfect history of satisfying investor needs and meeting expectations.
How we obtain leads of motivated sellers is simple, yet still a very comprehensive marketing campaign that involves print ads run in multiple publications, outdoor billboards, TV commercials on targeted daytime and nighttime cable TV shows specific to our geographic buying area, ongoing Realtor™ relationships to be the trusted "go to" cash buying group of choice, a massive direct mail campaign and other strategic marketing efforts.
Those who are successful understand that success doesn't come to you, you go to it. The 1-800-CASH-TODAY™ Home Buying Team has prepared for this down turn, and has patiently waited for this stage in the market, and is gearing up to take their education, experiences and home-buying skills to the streets, and we welcome your investment participation.
To your success.
Article author: Marcel Ford
Overview of treaty trader (E-1) and treaty investor (E-2) visas
The E category visa is considered for business owners, business managers, investors and employees who required staying in US for work for a project that is occupied in trade between the United State and a foreign country that has a agreement with the US or that represents a substantial investment in the United States). . The trade involved must be an international exchange of items between the United States and a treaty country.
E-1 Visa holders are also eligible to accept employment in the United States. E-1 Visa holders are generally admitted for a period of 2 years and extensions can be easily obtained.
REQUIREMENTS for E-1 & E-2 visas:
Requirements: E-1 (Treaty Trader)
• The applicant must be a national of a treaty country.
• The applicant must be employed in a supervisory or executive capacity, or possess highly specialized skills essential to the efficient operation of the firm.
• Ordinary skilled or unskilled workers do not qualify.
• The trade must be principally between the U.S. and the treaty country, which is defined to mean that more than 50 percent of the international trade involved must be between the U.S. and the country of the applicant's nationality.
• The international trade must be "substantial" in the sense that there is a sizable and continuing volume of trade.
• The trading firm for which the applicant is coming to the U. S. must have the nationality of the treaty country.
• Trade means the international exchange of goods, services, and technology.
• Title of the trade items must pass from one party to the other.
Requirements: E-2 (Treaty Investor)
• The investor must be coming to the U.S. to develop and direct the enterprise.
• If the applicant is not the principal investor, he or she must be employed in a supervisory, executive, or highly specialized skill capacity.
• Ordinary skilled and unskilled workers do not qualify.
• The investment must be substantial and must be sufficient to ensure the successful operation of the enterprise.
• The percentage of investment for a low-cost business enterprise must be higher than the 50 % of investment in a high-cost enterprise.
• The investment may not be secondary. It must generate significantly more income than just to provide a living to the investor and family, or it must have a significant economic impact in the United State.
• The investor, either a real or corporate person, must be a national of a treaty country;
• The investor must have control of the funds, and the investment must be at risk in the commercial sense.
• Loans secured with the assets of the investment enterprise are not allowed
• The investment must be a real operating enterprise. Speculative or idle investment does not qualify.
• Uncommitted funds in a bank account or similar security are not considered an investment.
Article author: Andy Semotiuk
Pay Yourself First
The typical scenario is that you get your paycheck. After you recover from the shock at how little is left after taxes, you proceed to divvy it up among all your outstanding bills, intending to put whatever is left over into your savings.
But there never seems to be anything left over and your savings don’t grow.
A better plan would be to pay yourself first. Don’t let the money get into your hands.
You might find that you actually begin to grow your savings much quicker this way.
If you work for an employer with a 401K plan, the first thing you should do is to fund it to the max. If you can’t afford that, at least put enough in to get the full matching contribution form your employer.
This investment is made before taxes. Your investment is larger and with the employers contribution grows quickly.
Next have a brokerage or mutual fund company debit your banking account monthly. This money should first go into an IRA – if you have five years or more to go to retirement, make it a Roth IRA.
Next have a few dollars more be debited to go into a no-load, low cost mutual fund. The younger you are, the more aggressive your choice of fund can be.
After that is done, then figure out how to pay your bills and living expenses. If money is tight, cut back on your living expenses and use the extra money to pay down your debt.
Start with the lowest balance first. Once that debt is paid, take the amount of money you were paying on that debt and add it to the payment on the next lowest balance debt. Continue doing this and you can be totally debt free within 5 to 7 years.
Another version of this method is paying the highest interest rate debt first. The principal is the same, you just see more progress with the first method, although it could be more costly based on how your debt is distributed.
(If you don’t believe me, get the premier version of Microsoft Money or Quicken and use the “Debt Reduction” module. You will be shocked at how much money you will save and how fast you can eliminate debt this way.)
The idea is to scrimp at the expense of your current lifestyle, while leaving your savings to grow and you debt to shrink.
I know many of the people reading this will scream that this is an impossible plan.
But it is quite doable with a little will power and the ability to delay gratification for a while.
The problem is that if you don’t do this, your future might turn out to be very bleak.
For more financial planning articles, visit http://www.credit-yourself.com/financial-planning.html
Chris Cooper, a retired attorney, and his wife Aileen, who has an MBA in Finance, provide personal financial planning advice at Credit Yourself – http://www.credit-yourself.com
Article Source:
ezinearticles.com
